Privacy Policy

Last updated: January 1, 2025

Information We Collect

DTI Calculator is designed with your privacy in mind. Our calculator runs entirely in your browser — no financial data you enter is transmitted to our servers or stored anywhere.

Calculator Data

All calculations are performed client-side using JavaScript. Your income, debt amounts, and DTI results never leave your device. We do not collect, store, or transmit any financial information you enter into the calculator.

Analytics

We may use standard web analytics tools to understand how visitors use our site. This may include:

• Pages visited and time spent on site
• Browser type and device information
• Referring website
• Approximate geographic location (country/region level)

This data is aggregated and anonymized. It is not linked to any personally identifiable information.

Cookies

We may use cookies for analytics and advertising purposes. Third-party advertising partners may also set cookies. You can control cookies through your browser settings.

Advertising

We display advertisements to support our free tools. Our advertising partners may use cookies and similar technologies to serve relevant ads. We do not share your personal information with advertisers.

Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the privacy practices of these external sites.

Children's Privacy

Our service is not directed at children under 13. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this privacy policy from time to time. Changes will be posted on this page with an updated date.

Contact

For privacy-related questions, contact us at privacy@debtratiocalc.com.